Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base.
We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process from start to finish. Not only does that make a difference in the service level we can provide to our customers, but it also makes a difference in the price we can offer our clients as there are no middle man eating away at profits.
Jacob Derauf | NMLS #1199748
"Jacob Derauf was fantastic to work with! He helped me with my first refinance and was able to lower my interest rate significantly. He was very patient with all my questions and was able to explain things in a very clear manner. He was also very prompt with all of his communications. He made this process seamless, and there was very little work I had to do."
"Jacob is such a knowledgeable loan officer for financing process. Jacob helped my wife and I get our first dream house. What I like about Jacob is he always kept us informed about our financing information and making sure we are always on top of our financing process. with Housing market is crazy on fire nowadays, I have zero worrying about our financing process because Jacob had excellent directions for my wife and I to follow during our search for homes. Thanks Jacob for your hard work!"
Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!
FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.
Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!
USDA Loans are great for buying a home in rural areas. There no downpayment need but they have income limits that you need to stay under.
Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.
One of the biggest challenges to buying a home is having a down payment. We have Down Payment Assistance options to help you now. Our Professionals will review all our programs and show you how to qualify.
The easy to complete 100% online application takes about 5 minutes to complete from your phone or computer
© Lend Smart Mortgage LLC NMLS #4474 | 3450 Lexington Ave N, Suite 210 Shoreview, MN 55126
Jacob Derauf | Marketing Manager & Loan Officer | NMLS #1199748
This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206(3) and (4)